Credit card debt can be an overwhelming financial challenge, especially when you’re managing multiple balances with high interest rates. Making only the minimum payments often…
5 Steps to Fix Your BAD Credit Score (ASAP)
Your credit score is a powerful tool to help you get ahead financially. However, at the same time, it can work against you. Here’s how to fix yours as fast as possible.
Curious About The FHA Loan?
Have you ever wondered what an “FHA Loan was? That’s okay; we did too. Here’s what you need to know about this affordable home loan option.
Bye, Bye, FICO: Mortgage Credit Scores are Changing
For nearly twenty years mortgage lenders have relied on classic FICO scores to determine the eligibility of consumers applying for home loans. Now, an announcement made by the Federal Housing Finance Agency (FHFA) has warned us that things are about to change — and it may make it easier for thousands of people to buy a house.
Credit Karma to Pay $3 Million to the FTC
The popular consumer finance website was found to have used deceptive practices that tricked consumers into applying for “pre-approved” credit offers. However — despite “pre-approval” — many applicants were rejected anyway.
Can I Get a Mortgage Pre-Approval in a Recession?
Given the state of the economy right now, many people are wondering if they can get a mortgage pre-approval during a recession.
While it is still possible, it’s worth finding out what a mortgage loan pre-approval is, why you need one, and how hard it is to receive one during a downturn in the overall economy.
What is a Credit Card?
Since starting my channel I’ve been getting lots of questions, and I’ve noticed that the one thing that everyone really has in common is that…
Variable Rate VS Fixed Rate Credit Cards
Did you know that there are different types of credit cards? Yep, it’s true, and today I’m going to be talking about 2 of them—variable rate credit cards and fixed rate credit cards.
Never heard of them? That’s okay.