Personal Finance, Real Estate, and Life
Buying a home is the single largest purchase many people will ever make in their lifetime. Millions of people in America have the dream of owning their own home. But, impulsive decisions and little-to-no planning can—at best—cause them to spend too much money, and at worst, disqualify them from receiving a loan altogether.
So what do you do?
Did you know that there are different types of credit cards? Yep, it’s true, and today I’m going to be talking about 2 of them—variable rate credit cards and fixed rate credit cards.
Never heard of them? That’s okay.
You see, one of the most important deciding factors in determining how much your monthly mortgage payment will cost and ultimately how much house you can afford is about to change, and not necessarily for the better.
This is a formerly unpublished story from our archives dated 5/24/2020. Unlike me, my husband has never had good credit. When we first started dating…
The article below is a transcript of a video originally posted to my YouTube channel on March 30th, 2022. Hey guys, it’s Ray here. I…
The article below is a transcript of a video originally posted to my YouTube channel on April 5th, 2021. Hey, it’s Ray! I wanted to…
Oh Hey, World, It’s Ray. This is my obligatory “First Post”. I decided to keep it for funsies. If you’re looking for my actual first…