Recently, I’ve been seeing a lot of articles in my feed complaining about what other people write about on Medium. This baffles me. In it’s…
Debunked: 15 Common Real Estate Terms
You really need to be very careful about who you’re asking for advice from — because having a license doesn’t teach you what you really need to know in order to be successful in real estate.
What is PMI?
It turns out that the whole home buying process can actually be really complicated all by itself.
When you add in the mortgage application process you may as well multiply that confusion by two, if not more. So today I wanted to try and make it a little less confusing for you by going over one of the terms that you will probably see as you go through the whole process: PMI.
What is a Credit Card?
Since starting my channel I’ve been getting lots of questions, and I’ve noticed that the one thing that everyone really has in common is that…
8 Things You Need To Qualify For a Mortgage
Buying a home is the single largest purchase many people will ever make in their lifetime. Millions of people in America have the dream of owning their own home. But, impulsive decisions and little-to-no planning can—at best—cause them to spend too much money, and at worst, disqualify them from receiving a loan altogether.
So what do you do?
Variable Rate VS Fixed Rate Credit Cards
Did you know that there are different types of credit cards? Yep, it’s true, and today I’m going to be talking about 2 of them—variable rate credit cards and fixed rate credit cards.
Never heard of them? That’s okay.
It’s Getting Really Hard to Buy a House
You see, one of the most important deciding factors in determining how much your monthly mortgage payment will cost and ultimately how much house you can afford is about to change, and not necessarily for the better.
FICO Score: 669 to 705 in 5 Months
This is a formerly unpublished story from our archives dated 5/24/2020. Unlike me, my husband has never had good credit. When we first started dating…
Mortgage FICO Scores: Increase Them in 5 Steps
The article below is a transcript of a video originally posted to my YouTube channel on March 30th, 2022. Hey guys, it’s Ray here. I…
What are Mortgage Credit Scores?
The article below is a transcript of a video originally posted to my YouTube channel on April 5th, 2021. Hey, it’s Ray! I wanted to…